Capitalism sucks, but we don’t have to
Work should be fun, and money should be easy — for everyone.
I’ve been writing about making and managing money for more than a decade. I’ve learned a ton of “rules” about money throughout my career, and they never seem to work for me — or the vast array of folks who aren’t like the typical middle-class dudes who peddle most financial advice.
I created Healthy Rich to find and connect with the artists, queers, autistics, feminists, leftists, self-employed, marginalized, racialized, paupers, activists and other misfits who are tired of struggling and striving against a system that’s not made for us.
What if we didn’t have to follow their rules?
Typical financial advice offers up broad strokes and binaries, a one-size-fits-all approach that teaches you to live a life designed by and for capitalists — one driven by restriction, shame and greed. One that keeps you small and scared and striving. One that convinces you “money makes the world go ‘round.”
We can do better.
At Healthy Rich, we’re divesting from budget culture and hustle culture and deciding for ourselves the role money will play in our world. Instead of broad strokes, we shine a spotlight on the nuances and make space for misfit perspectives we don’t hear enough in conversations about money.
Meet the editor
I’m a certified educator in personal finance, small business journalist and author of You Don’t Need a Budget: Stop Worrying about Debt, Spend without Shame and Manage Money with Ease (Little, Brown Spark 2024). I’ve been writing about personal finance and small business as a staffer, freelancer, author and creator since 2015.
In this newsletter, you’ll find:
Essays on our culture of money (like We’ve got to stop ignoring politics in personal finance and Are we still just saving for retirement like it’s going to work?).
Q&As with community members about their relationships with money (like platonic co-parent Amrita Vijayaraghavan, autistic author Marian Schembari and financial therapist Rahkim Sabree).
Solopreneur stories about people doing business better and building a just economy.
Why go for the paid subscription?
The bulk of Healthy Rich content (including comments) is free for everyone! A few things are behind a paywall as a thank you to anyone who contributes to support this publication.
Here’s why you might want to join them:
Support diverse writers! Healthy Rich makes space for diverse voices we don’t hear enough in personal finance media, including women and BIPOC, LGBTQ+, rural, working-class, and disabled people. Because of your subscriptions, I’m able to pay writers competitive rates for their contributions.
Resist intrusive ads and sponsors. This newsletter is ad-free (save for affiliate links to Bookshop.org and the rare solopreneur whose work I’m excited to promote). Reader support helps keep this one of the only personal finance publications not paid for by banks, creditors, fintech companies and investment firms.
Behind-the-scenes money dates, where you get to follow my personal experiences with money and talk with the community about your own.
Classes and live sessions on making and managing money without restriction, shame or greed.
A paid subscription is $5/month or $50/year (just $35 for your first year!).
Not ready for the commitment?
No problem. Read as long as you want for free — I’m happy you’re here! Subscribe to get updates via email or the Substack app.
Support this work without a Substack subscription:
Buy my book, You Don’t Need a Budget, or another book from a friend of the newsletter through the Healthy Rich bookshop.
Throw any amount you want into my digital tip jar.
Donate to my annual scholarship for LGBTQ+ and other misfit grads from my local rural high school.
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Contact
Email: hi (at) healthyrich (dot) co
