6 Comments
May 1Liked by Dana Miranda

I'm excited for this class! Credit card debt has always felt scary and "you must" pay the balance each month. And it's always felt like a failing if I didn't. I'm thankful since doing your other classes I decided to slow down or stop completely and become to feel more neutral about it. I'm also keen to share this with my partner who worked very hard paying off his debts to now being debt free for the first time in his life.

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That’s wonderful to hear πŸ’– Thank you for passing it on!

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Thank you for this class. It is perfect timing as my hubby and I are dealing with debt. It is very challenging to not feel guilty about building up debt on our credit cards. It is on zero percent financing and slowly paying them off. I think it all began from thinking "we can pay it off later." I am shifting away from that mentality but my hubby isn't quite there. I am excited to dig in!

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I'm so glad to hear this! I appreciate that you're doing the work to shift away from that mindset of guilt and shame, and I hope this helps you both take the next step.

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Do you have any recommendations for resources to share with parents close to retirement who have less-than-stellar finances? πŸ™πŸ»

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I don't have a class focused specifically on retirement yet, but I'll add it to my list for the future! In the meantime, my first class, "The Budget-Free Fundamentals," is a good place to start to help them reflect on their relationship with money and the next steps they want to take to shape the kind of life they want to live going forward: https://www.healthyrich.co/p/bff

I also wrote this column recently for Dear Penny on how to have a conversation with a loved one who hasn't saved for retirement: https://www.thepennyhoarder.com/retirement/wife-isnt-saving-for-retirement/

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