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I found that header so interesting and as a single woman it’s definitely something I identify with - I will spend the extra on a flat in a ‘nicer’ part of town to increase how safe I feel walking home at night, or a bus home late in the evening instead of walking.

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Honestly, as someone not from the US I could never understand how someone simply has 51 thousand dollars in credit card debt. I can't wrap my head around it. It's so much money! So, yeah, it's totally cultural and not individual.

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That's a great perspective, Luiza, thank you! It's so easy in this culture to imagine that kind of debt is just normal 🥴

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