“You don’t have to forgo the things you need to live a healthy and happy life just to avoid taking on debt.” I love that you are saying this, but why does it seem like you’re the only person sharing this truth? Great article! 
I think debt is something you should only take on if it's to invest in something that will return value greater than the cost of the debt, such as a house or stocks (though the latter, only during booming markets and if you know what you're doing).
Regarding the title of this article, i would disagree... there are very few situations in which you shouldn't have a household budget, such as, if you are rich or if you have an untouched income stream that cannot deplete, such as a managed trust.
I recently wrote an article on elevating your budgeting skills into a full on financial plan. If you get the time, please take a look, perhaps i might change your view on the subject of budgeting.
“You don’t have to forgo the things you need to live a healthy and happy life just to avoid taking on debt.” I love that you are saying this, but why does it seem like you’re the only person sharing this truth? Great article! 
I think debt is something you should only take on if it's to invest in something that will return value greater than the cost of the debt, such as a house or stocks (though the latter, only during booming markets and if you know what you're doing).
Regarding the title of this article, i would disagree... there are very few situations in which you shouldn't have a household budget, such as, if you are rich or if you have an untouched income stream that cannot deplete, such as a managed trust.
I recently wrote an article on elevating your budgeting skills into a full on financial plan. If you get the time, please take a look, perhaps i might change your view on the subject of budgeting.