8 Comments
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Suzan Bond's avatar

Calling it a comfort fund instead of an emergency fund is such a nervous system reset. Best financial reframe I’ve heard.

Dana Miranda's avatar

Thank you! I'm always worried about cheesy lingo, but sometimes it just clicks.

Nneka Kelly's avatar

I like this reframing. I recently started calling my liquid fund Cash Reserves. I realized exactly what you share here. I don’t have financial emergencies and I’m not eager to plan for them. I do enjoy having a stash.

Dana Miranda's avatar

Yes! I love "stash" and "reserves," too. Kind of evokes a room full of money somewhere that you can wade into whenever you need it :)

Nneka Kelly's avatar

Love the imagery of wading in money:-)

Johanna Flower's avatar

Thanks so much for the reminder that I don’t need to follow the gurus I will officially today. Stop calling it an emergency fund! I am now officially calling it a comfort fund, and I can see this differently. This is definitely a way to build money, resilience, mentally, and physically!

Dana Miranda's avatar

I love this, Johanna!

Ashlyn's avatar

This is an interesting reframe! I like the direct callout to what having cash reserves can do: giving us comfort. 💕 I do like having a comfort fund being separate than a true emergency fund, personally. But for those that need this change up, especially to get started saving, I would definitely recommend this!