<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[Healthy Rich: Classes]]></title><description><![CDATA[Self-guided courses and sessions on making and managing money without restriction, shame or greed. By Certified Educator in Personal Finance Dana Miranda.]]></description><link>https://www.healthyrich.co/s/classes</link><image><url>https://substackcdn.com/image/fetch/$s_!Q87B!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe76148a3-c26e-4a47-9fa5-edf43652bd16_1280x1280.png</url><title>Healthy Rich: Classes</title><link>https://www.healthyrich.co/s/classes</link></image><generator>Substack</generator><lastBuildDate>Sat, 16 May 2026 02:09:13 GMT</lastBuildDate><atom:link href="https://www.healthyrich.co/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[Dana Media LLC]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[hi@healthyrich.co]]></webMaster><itunes:owner><itunes:email><![CDATA[hi@healthyrich.co]]></itunes:email><itunes:name><![CDATA[Dana Miranda]]></itunes:name></itunes:owner><itunes:author><![CDATA[Dana Miranda]]></itunes:author><googleplay:owner><![CDATA[hi@healthyrich.co]]></googleplay:owner><googleplay:email><![CDATA[hi@healthyrich.co]]></googleplay:email><googleplay:author><![CDATA[Dana Miranda]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[Dealing with debt without shame]]></title><description><![CDATA[A guide to understanding how various financial products work and making a personalized plan to deal with your outstanding debts.]]></description><link>https://www.healthyrich.co/p/dwd</link><guid isPermaLink="false">https://www.healthyrich.co/p/dwd</guid><dc:creator><![CDATA[Dana Miranda]]></dc:creator><pubDate>Mon, 29 Apr 2024 10:51:38 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/e376183d-f92d-4c71-8826-1a08a5b507bd_2912x2096.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>This class will help you understand and deal with debt &#8212; without shame. Each module introduces you to a new way of understanding debt. You&#8217;ll explore how to grapple with debt emotionally without the shame our culture puts on it. You&#8217;ll also learn how various financial products work, and you&#8217;ll end the class by making a plan to deal with any debt you hold.</p><p><strong>In this three-module class you&#8217;ll learn:</strong></p><ul><li><p>How to view debt as morally neutral and let go of shame.</p></li><li><p>How various financial products work, including student loans, credit cards, mortgages, personal loans and more.</p></li><li><p>The potential consequences of different plans to repay debt (or not).</p></li><li><p>Four steps to understand, plan for and deal with your own debts.</p></li></ul><p>Lessons include worksheets, reflection questions and quizzes to help you understand and apply what you&#8217;re learning to your finances as you go.</p><p>Plus, you get a bonus module of related resources for dealing with debt!</p><blockquote><p><strong>Bring this lesson to your students or clients!</strong> Lessons include a playbook for educators, coaches and advisors, including a facilitator guide and turnkey materials to build the course in your platform of choice.</p></blockquote><h2>This class (like all of my classes) is available with a <a href="https://www.healthyrich.co/classlaunch">paid subscription</a> to this newsletter.</h2><p>If you&#8217;re already a subscriber, you can access the lessons anytime through the links below.</p><p>If you haven&#8217;t already, you can upgrade to a paid subscription anytime to access all of my classes and behind-the-scenes posts. Subscribe for $7/month or $50/year (just $35 for your first year!).</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.healthyrich.co/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe now&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://www.healthyrich.co/subscribe?"><span>Subscribe now</span></a></p><div><hr></div><h2>Dealing with debt without shame &#8212; All lessons</h2><div class="digest-post-embed" data-attrs="{&quot;nodeId&quot;:&quot;18c8986a-b4b3-4a92-b1b5-67aad0f43d2f&quot;,&quot;caption&quot;:&quot;This is Module 1 in the Dealing with Debt without Shame series. In this module, you&#8217;ll find: Learn: Read or listen to the lesson. Do: After the lesson, use the worksheet reflect on your relationship with debt.&quot;,&quot;cta&quot;:null,&quot;showBylines&quot;:true,&quot;size&quot;:&quot;md&quot;,&quot;isEditorNode&quot;:true,&quot;title&quot;:&quot;Let go of debt shaming&quot;,&quot;publishedBylines&quot;:[{&quot;id&quot;:8764820,&quot;name&quot;:&quot;Dana Miranda&quot;,&quot;bio&quot;:&quot;Neurospicy bisexual passing for a nice Midwest lady. Advice columnist at Dear Penny. Contributor to Business Insider, Kiplinger, Forbes. Anti-capitalist financial education at Healthy Rich. &#128216;YOU DON&#8217;T NEED A BUDGET out Dec. 24!&quot;,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/73e0f4f3-bd96-425a-959d-c2b2a2fb6708_3000x3000.png&quot;,&quot;is_guest&quot;:false,&quot;bestseller_tier&quot;:null}],&quot;post_date&quot;:&quot;2024-04-17T18:07:45.836Z&quot;,&quot;cover_image&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/d9b6678c-6098-4b80-bd50-7f0137052c96_420x300.jpeg&quot;,&quot;cover_image_alt&quot;:null,&quot;canonical_url&quot;:&quot;https://www.healthyrich.co/p/dwd-let-go-of-debt-shaming&quot;,&quot;section_name&quot;:&quot;Classes&quot;,&quot;video_upload_id&quot;:null,&quot;id&quot;:142362757,&quot;type&quot;:&quot;newsletter&quot;,&quot;reaction_count&quot;:0,&quot;comment_count&quot;:0,&quot;publication_id&quot;:null,&quot;publication_name&quot;:&quot;Healthy Rich&quot;,&quot;publication_logo_url&quot;:&quot;https://substackcdn.com/image/fetch/f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fbucketeer-e05bbc84-baa3-437e-9518-adb32be77984.s3.amazonaws.com%2Fpublic%2Fimages%2F6f1b6f9e-7c76-4e58-9615-57d23ef49f7c_1280x1280.png&quot;,&quot;belowTheFold&quot;:true,&quot;youtube_url&quot;:null,&quot;show_links&quot;:null,&quot;feed_url&quot;:null}"></div><div class="digest-post-embed" data-attrs="{&quot;nodeId&quot;:&quot;39df0a3e-eee8-4aab-b853-d9f1259e5a02&quot;,&quot;caption&quot;:&quot;This is Module 2 in the Dealing with Debt without Shame series. In this module, you&#8217;ll find: Learn: Read or listen to the lesson. Do: After the lesson, use the worksheet to reflect on your experiences with debt.&quot;,&quot;cta&quot;:null,&quot;showBylines&quot;:true,&quot;size&quot;:&quot;md&quot;,&quot;isEditorNode&quot;:true,&quot;title&quot;:&quot;Understand how debt works&quot;,&quot;publishedBylines&quot;:[{&quot;id&quot;:8764820,&quot;name&quot;:&quot;Dana Miranda&quot;,&quot;bio&quot;:&quot;Neurospicy bisexual passing for a nice Midwest lady. Advice columnist at Dear Penny. Contributor to Business Insider, Kiplinger, Forbes. Anti-capitalist financial education at Healthy Rich. &#128216;YOU DON&#8217;T NEED A BUDGET out Dec. 24!&quot;,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/73e0f4f3-bd96-425a-959d-c2b2a2fb6708_3000x3000.png&quot;,&quot;is_guest&quot;:false,&quot;bestseller_tier&quot;:null}],&quot;post_date&quot;:&quot;2024-04-17T18:09:55.095Z&quot;,&quot;cover_image&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/9188e667-b1bd-46c3-a659-dd577ab02368_420x300.jpeg&quot;,&quot;cover_image_alt&quot;:null,&quot;canonical_url&quot;:&quot;https://www.healthyrich.co/p/dwd-understand-how-debt-works&quot;,&quot;section_name&quot;:&quot;Classes&quot;,&quot;video_upload_id&quot;:null,&quot;id&quot;:142363803,&quot;type&quot;:&quot;newsletter&quot;,&quot;reaction_count&quot;:0,&quot;comment_count&quot;:0,&quot;publication_id&quot;:null,&quot;publication_name&quot;:&quot;Healthy Rich&quot;,&quot;publication_logo_url&quot;:&quot;https://substackcdn.com/image/fetch/f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fbucketeer-e05bbc84-baa3-437e-9518-adb32be77984.s3.amazonaws.com%2Fpublic%2Fimages%2F6f1b6f9e-7c76-4e58-9615-57d23ef49f7c_1280x1280.png&quot;,&quot;belowTheFold&quot;:true,&quot;youtube_url&quot;:null,&quot;show_links&quot;:null,&quot;feed_url&quot;:null}"></div><div class="digest-post-embed" data-attrs="{&quot;nodeId&quot;:&quot;50f7d45a-f38e-4b21-af05-fbd73f51714e&quot;,&quot;caption&quot;:&quot;This is Module 3 in the Dealing with Debt without Shame series. In this module, you&#8217;ll find: Learn &amp; Do: Read or listen to the lesson, and follow the action steps to make your plan for dealing with debt.&quot;,&quot;cta&quot;:null,&quot;showBylines&quot;:true,&quot;size&quot;:&quot;md&quot;,&quot;isEditorNode&quot;:true,&quot;title&quot;:&quot;Deal with your debt&quot;,&quot;publishedBylines&quot;:[{&quot;id&quot;:8764820,&quot;name&quot;:&quot;Dana Miranda&quot;,&quot;bio&quot;:&quot;Neurospicy bisexual passing for a nice Midwest lady. Advice columnist at Dear Penny. Contributor to Business Insider, Kiplinger, Forbes. Anti-capitalist financial education at Healthy Rich. &#128216;YOU DON&#8217;T NEED A BUDGET out Dec. 24!&quot;,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/73e0f4f3-bd96-425a-959d-c2b2a2fb6708_3000x3000.png&quot;,&quot;is_guest&quot;:false,&quot;bestseller_tier&quot;:null}],&quot;post_date&quot;:&quot;2024-04-17T18:10:37.652Z&quot;,&quot;cover_image&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/51574ca2-611e-463c-8a07-5d34bc6d87a5_420x300.jpeg&quot;,&quot;cover_image_alt&quot;:null,&quot;canonical_url&quot;:&quot;https://www.healthyrich.co/p/dwd-deal-with-your-debt&quot;,&quot;section_name&quot;:&quot;Classes&quot;,&quot;video_upload_id&quot;:null,&quot;id&quot;:142364493,&quot;type&quot;:&quot;newsletter&quot;,&quot;reaction_count&quot;:0,&quot;comment_count&quot;:0,&quot;publication_id&quot;:null,&quot;publication_name&quot;:&quot;Healthy Rich&quot;,&quot;publication_logo_url&quot;:&quot;https://substackcdn.com/image/fetch/f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fbucketeer-e05bbc84-baa3-437e-9518-adb32be77984.s3.amazonaws.com%2Fpublic%2Fimages%2F6f1b6f9e-7c76-4e58-9615-57d23ef49f7c_1280x1280.png&quot;,&quot;belowTheFold&quot;:true,&quot;youtube_url&quot;:null,&quot;show_links&quot;:null,&quot;feed_url&quot;:null}"></div><div class="digest-post-embed" data-attrs="{&quot;nodeId&quot;:&quot;23483237-8c8d-4db4-8b22-baaf305d9943&quot;,&quot;caption&quot;:&quot;This is a bonus module in the Dealing with Debt without Shame series. In this module, you&#8217;ll find a compilation of additional resources to learn more about how your debt works.&quot;,&quot;cta&quot;:null,&quot;showBylines&quot;:true,&quot;size&quot;:&quot;md&quot;,&quot;isEditorNode&quot;:true,&quot;title&quot;:&quot;BONUS: Related resources for dealing with debt&quot;,&quot;publishedBylines&quot;:[{&quot;id&quot;:8764820,&quot;name&quot;:&quot;Dana Miranda&quot;,&quot;bio&quot;:&quot;Neurospicy bisexual passing for a nice Midwest lady. Advice columnist at Dear Penny. Contributor to Business Insider, Kiplinger, Forbes. Anti-capitalist financial education at Healthy Rich. &#128216;YOU DON&#8217;T NEED A BUDGET out Dec. 24!&quot;,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/73e0f4f3-bd96-425a-959d-c2b2a2fb6708_3000x3000.png&quot;,&quot;is_guest&quot;:false,&quot;bestseller_tier&quot;:null}],&quot;post_date&quot;:&quot;2024-04-17T18:11:21.116Z&quot;,&quot;cover_image&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/e779c566-b0c9-4087-bd36-7e53e859073e_420x300.jpeg&quot;,&quot;cover_image_alt&quot;:null,&quot;canonical_url&quot;:&quot;https://www.healthyrich.co/p/dwd-bonus&quot;,&quot;section_name&quot;:&quot;Classes&quot;,&quot;video_upload_id&quot;:null,&quot;id&quot;:142366584,&quot;type&quot;:&quot;newsletter&quot;,&quot;reaction_count&quot;:0,&quot;comment_count&quot;:0,&quot;publication_id&quot;:null,&quot;publication_name&quot;:&quot;Healthy Rich&quot;,&quot;publication_logo_url&quot;:&quot;https://substackcdn.com/image/fetch/f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fbucketeer-e05bbc84-baa3-437e-9518-adb32be77984.s3.amazonaws.com%2Fpublic%2Fimages%2F6f1b6f9e-7c76-4e58-9615-57d23ef49f7c_1280x1280.png&quot;,&quot;belowTheFold&quot;:true,&quot;youtube_url&quot;:null,&quot;show_links&quot;:null,&quot;feed_url&quot;:null}"></div>]]></content:encoded></item><item><title><![CDATA[Budget-Free Fundamentals]]></title><description><![CDATA[This series introduces you to a fresh way to think about typical money management advice, and activities help you create a money map to make financial decisions.]]></description><link>https://www.healthyrich.co/p/bff</link><guid isPermaLink="false">https://www.healthyrich.co/p/bff</guid><dc:creator><![CDATA[Dana Miranda]]></dc:creator><pubDate>Mon, 26 Jun 2023 11:32:01 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/7dff098b-90f3-41f4-a4c9-921a37ba9dde_2912x2096.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>This class is a quick-and-dirty overview of four key areas of money management: your financial resources, commitments, goals and spending. In a few short lessons, you&#8217;ll have what you need to take a financial inventory and reflect on your relationship with money. You&#8217;ll have the tools you need to use money the way you want without relying on restriction, succumbing to shame or following advice rooted in greed.</p><p><strong>In this four-module class you&#8217;ll learn:</strong></p><ul><li><p>Four fundamentals of the budget-free framework.</p></li><li><p>A fresh perspective on money management.</p></li><li><p>How to use a money map to add ease to financial decision making.</p></li></ul><p>Lessons include worksheets, reflection questions and quizzes to help you understand and apply what you&#8217;re learning to your finances as you go.</p><p>Plus, you get a bonus pre-lesson on budget culture!</p><blockquote><p><strong>Bring this lesson to your students or clients!</strong> Lessons include a playbook for educators, coaches and advisors, including a facilitator guide and turnkey materials to build the course in your platform of choice.</p></blockquote><h2>This class (like all of my classes) is available with a <a href="https://www.healthyrich.co/classlaunch">paid subscription</a> to this newsletter.</h2><p>If you&#8217;re already a subscriber, you can access the lessons anytime through the links below.</p><p>If you haven&#8217;t already, you can upgrade to a paid subscription anytime to access all of my classes and behind-the-scenes posts. Subscribe for $7/month or $50/year (just $35 for your first year!).</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.healthyrich.co/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe now&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://www.healthyrich.co/subscribe?"><span>Subscribe now</span></a></p><div><hr></div><h2>The Budget-Free Fundamentals &#8212; All Lessons</h2><div class="digest-post-embed" data-attrs="{&quot;nodeId&quot;:&quot;c9da80c9-d2d7-42cd-ba4f-7f3f8cd4737f&quot;,&quot;caption&quot;:&quot;Complete this pre-work to prepare yourself for the lessons in the Budget-Free Fundamentals series. In this lesson, you&#8217;ll find: Learn: Read or listen to the lesson. Do: After the lesson, use the works&#8230;&quot;,&quot;cta&quot;:null,&quot;showBylines&quot;:true,&quot;size&quot;:&quot;md&quot;,&quot;isEditorNode&quot;:true,&quot;title&quot;:&quot;What is budget culture?&quot;,&quot;publishedBylines&quot;:[{&quot;id&quot;:8764820,&quot;name&quot;:&quot;Dana Miranda&quot;,&quot;bio&quot;:&quot;Neurospicy bisexual passing for a nice Midwest lady. Advice columnist at Dear Penny. Contributor to Business Insider, Kiplinger, Forbes. Anti-capitalist financial education at Healthy Rich. &#128216;YOU DON&#8217;T NEED A BUDGET out Dec. 24!&quot;,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/73e0f4f3-bd96-425a-959d-c2b2a2fb6708_3000x3000.png&quot;,&quot;is_guest&quot;:false,&quot;bestseller_tier&quot;:null}],&quot;post_date&quot;:&quot;2023-06-26T05:01:02.025Z&quot;,&quot;cover_image&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/42af4cd8-e160-4f08-8276-4fd5baf7625e_420x300.png&quot;,&quot;cover_image_alt&quot;:null,&quot;canonical_url&quot;:&quot;https://www.healthyrich.co/p/bff-pre-work&quot;,&quot;section_name&quot;:&quot;Classes&quot;,&quot;video_upload_id&quot;:null,&quot;id&quot;:127351018,&quot;type&quot;:&quot;newsletter&quot;,&quot;reaction_count&quot;:3,&quot;comment_count&quot;:0,&quot;publication_id&quot;:null,&quot;publication_name&quot;:&quot;Healthy Rich&quot;,&quot;publication_logo_url&quot;:&quot;https://substackcdn.com/image/fetch/f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fbucketeer-e05bbc84-baa3-437e-9518-adb32be77984.s3.amazonaws.com%2Fpublic%2Fimages%2F6f1b6f9e-7c76-4e58-9615-57d23ef49f7c_1280x1280.png&quot;,&quot;belowTheFold&quot;:true,&quot;youtube_url&quot;:null,&quot;show_links&quot;:null,&quot;feed_url&quot;:null}"></div><div class="digest-post-embed" data-attrs="{&quot;nodeId&quot;:&quot;ae484c5f-9cd7-49b5-b520-772ddd3e21c0&quot;,&quot;caption&quot;:&quot;This is Module 1 in the Budget-Free Fundamentals series. In this module, you&#8217;ll find: Learn: Read or listen to the lesson. Do: After the lesson, use the worksheet to build a section of your money map.&quot;,&quot;cta&quot;:null,&quot;showBylines&quot;:true,&quot;size&quot;:&quot;md&quot;,&quot;isEditorNode&quot;:true,&quot;title&quot;:&quot;Recognizing your resources&quot;,&quot;publishedBylines&quot;:[{&quot;id&quot;:8764820,&quot;name&quot;:&quot;Dana Miranda&quot;,&quot;bio&quot;:&quot;Neurospicy bisexual passing for a nice Midwest lady. Advice columnist at Dear Penny. Contributor to Business Insider, Kiplinger, Forbes. Anti-capitalist financial education at Healthy Rich. &#128216;YOU DON&#8217;T NEED A BUDGET out Dec. 24!&quot;,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/73e0f4f3-bd96-425a-959d-c2b2a2fb6708_3000x3000.png&quot;,&quot;is_guest&quot;:false,&quot;bestseller_tier&quot;:null}],&quot;post_date&quot;:&quot;2023-06-26T05:01:58.364Z&quot;,&quot;cover_image&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/864cc875-70e5-47ff-8846-cd8bfc1e66db_420x300.png&quot;,&quot;cover_image_alt&quot;:null,&quot;canonical_url&quot;:&quot;https://www.healthyrich.co/p/bff-recognizing-your-resources&quot;,&quot;section_name&quot;:&quot;Classes&quot;,&quot;video_upload_id&quot;:null,&quot;id&quot;:127354326,&quot;type&quot;:&quot;newsletter&quot;,&quot;reaction_count&quot;:2,&quot;comment_count&quot;:0,&quot;publication_id&quot;:null,&quot;publication_name&quot;:&quot;Healthy Rich&quot;,&quot;publication_logo_url&quot;:&quot;https://substackcdn.com/image/fetch/f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fbucketeer-e05bbc84-baa3-437e-9518-adb32be77984.s3.amazonaws.com%2Fpublic%2Fimages%2F6f1b6f9e-7c76-4e58-9615-57d23ef49f7c_1280x1280.png&quot;,&quot;belowTheFold&quot;:true,&quot;youtube_url&quot;:null,&quot;show_links&quot;:null,&quot;feed_url&quot;:null}"></div><div class="digest-post-embed" data-attrs="{&quot;nodeId&quot;:&quot;72fae4ce-71d2-4029-ae60-cfd1d9245705&quot;,&quot;caption&quot;:&quot;This is Module 2 in the Budget-Free Fundamentals series. In this module, you&#8217;ll find: Learn: Read or listen to the lesson. Do: After the lesson, use the worksheet to build a section of your money map.&quot;,&quot;cta&quot;:null,&quot;showBylines&quot;:true,&quot;size&quot;:&quot;md&quot;,&quot;isEditorNode&quot;:true,&quot;title&quot;:&quot;Understanding your commitments&quot;,&quot;publishedBylines&quot;:[{&quot;id&quot;:8764820,&quot;name&quot;:&quot;Dana Miranda&quot;,&quot;bio&quot;:&quot;Neurospicy bisexual passing for a nice Midwest lady. Advice columnist at Dear Penny. Contributor to Business Insider, Kiplinger, Forbes. Anti-capitalist financial education at Healthy Rich. &#128216;YOU DON&#8217;T NEED A BUDGET out Dec. 24!&quot;,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/73e0f4f3-bd96-425a-959d-c2b2a2fb6708_3000x3000.png&quot;,&quot;is_guest&quot;:false,&quot;bestseller_tier&quot;:null}],&quot;post_date&quot;:&quot;2023-06-26T05:02:57.574Z&quot;,&quot;cover_image&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/21a0df97-5a2c-4f9b-967b-c029a200e39a_420x300.png&quot;,&quot;cover_image_alt&quot;:null,&quot;canonical_url&quot;:&quot;https://www.healthyrich.co/p/bff-understanding-your-commitments&quot;,&quot;section_name&quot;:&quot;Classes&quot;,&quot;video_upload_id&quot;:null,&quot;id&quot;:127388304,&quot;type&quot;:&quot;newsletter&quot;,&quot;reaction_count&quot;:3,&quot;comment_count&quot;:0,&quot;publication_id&quot;:null,&quot;publication_name&quot;:&quot;Healthy Rich&quot;,&quot;publication_logo_url&quot;:&quot;https://substackcdn.com/image/fetch/f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fbucketeer-e05bbc84-baa3-437e-9518-adb32be77984.s3.amazonaws.com%2Fpublic%2Fimages%2F6f1b6f9e-7c76-4e58-9615-57d23ef49f7c_1280x1280.png&quot;,&quot;belowTheFold&quot;:true,&quot;youtube_url&quot;:null,&quot;show_links&quot;:null,&quot;feed_url&quot;:null}"></div><div class="digest-post-embed" data-attrs="{&quot;nodeId&quot;:&quot;c0924aac-b91c-47a7-81ff-7fee0b7696b9&quot;,&quot;caption&quot;:&quot;This is Module 3 in the Budget-Free Fundamentals series. In this module, you&#8217;ll find: Learn: Read or listen to the lesson. Do: After the lesson, use the worksheet to build a section of your money map.&quot;,&quot;cta&quot;:null,&quot;showBylines&quot;:true,&quot;size&quot;:&quot;md&quot;,&quot;isEditorNode&quot;:true,&quot;title&quot;:&quot;Naming your goals&quot;,&quot;publishedBylines&quot;:[{&quot;id&quot;:8764820,&quot;name&quot;:&quot;Dana Miranda&quot;,&quot;bio&quot;:&quot;Neurospicy bisexual passing for a nice Midwest lady. Advice columnist at Dear Penny. Contributor to Business Insider, Kiplinger, Forbes. Anti-capitalist financial education at Healthy Rich. &#128216;YOU DON&#8217;T NEED A BUDGET out Dec. 24!&quot;,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/73e0f4f3-bd96-425a-959d-c2b2a2fb6708_3000x3000.png&quot;,&quot;is_guest&quot;:false,&quot;bestseller_tier&quot;:null}],&quot;post_date&quot;:&quot;2023-06-26T05:04:57.624Z&quot;,&quot;cover_image&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/a2e89154-aded-4a21-878b-f1463b54313f_420x300.png&quot;,&quot;cover_image_alt&quot;:null,&quot;canonical_url&quot;:&quot;https://www.healthyrich.co/p/bff-naming-your-goals&quot;,&quot;section_name&quot;:&quot;Classes&quot;,&quot;video_upload_id&quot;:null,&quot;id&quot;:127388845,&quot;type&quot;:&quot;newsletter&quot;,&quot;reaction_count&quot;:5,&quot;comment_count&quot;:4,&quot;publication_id&quot;:null,&quot;publication_name&quot;:&quot;Healthy Rich&quot;,&quot;publication_logo_url&quot;:&quot;https://substackcdn.com/image/fetch/f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fbucketeer-e05bbc84-baa3-437e-9518-adb32be77984.s3.amazonaws.com%2Fpublic%2Fimages%2F6f1b6f9e-7c76-4e58-9615-57d23ef49f7c_1280x1280.png&quot;,&quot;belowTheFold&quot;:true,&quot;youtube_url&quot;:null,&quot;show_links&quot;:null,&quot;feed_url&quot;:null}"></div><div class="digest-post-embed" data-attrs="{&quot;nodeId&quot;:&quot;717409bd-ca57-45c6-b941-f537d986644d&quot;,&quot;caption&quot;:&quot;This is the final module in the Budget-Free Fundamentals series. In this module, you&#8217;ll find: Learn: Read or listen to the lesson. Do: After the lesson, use the worksheet to build a section of your mo&#8230;&quot;,&quot;cta&quot;:null,&quot;showBylines&quot;:true,&quot;size&quot;:&quot;md&quot;,&quot;isEditorNode&quot;:true,&quot;title&quot;:&quot;Spending with ease and joy&quot;,&quot;publishedBylines&quot;:[{&quot;id&quot;:8764820,&quot;name&quot;:&quot;Dana Miranda&quot;,&quot;bio&quot;:&quot;Neurospicy bisexual passing for a nice Midwest lady. Advice columnist at Dear Penny. Contributor to Business Insider, Kiplinger, Forbes. Anti-capitalist financial education at Healthy Rich. &#128216;YOU DON&#8217;T NEED A BUDGET out Dec. 24!&quot;,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/73e0f4f3-bd96-425a-959d-c2b2a2fb6708_3000x3000.png&quot;,&quot;is_guest&quot;:false,&quot;bestseller_tier&quot;:null}],&quot;post_date&quot;:&quot;2023-06-26T05:05:57.426Z&quot;,&quot;cover_image&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/488c0df7-e199-4551-98cb-a016d6f529c0_420x300.png&quot;,&quot;cover_image_alt&quot;:null,&quot;canonical_url&quot;:&quot;https://www.healthyrich.co/p/bff-spending-with-ease-and-joy&quot;,&quot;section_name&quot;:&quot;Classes&quot;,&quot;video_upload_id&quot;:null,&quot;id&quot;:127389909,&quot;type&quot;:&quot;newsletter&quot;,&quot;reaction_count&quot;:4,&quot;comment_count&quot;:0,&quot;publication_id&quot;:null,&quot;publication_name&quot;:&quot;Healthy Rich&quot;,&quot;publication_logo_url&quot;:&quot;https://substackcdn.com/image/fetch/f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fbucketeer-e05bbc84-baa3-437e-9518-adb32be77984.s3.amazonaws.com%2Fpublic%2Fimages%2F6f1b6f9e-7c76-4e58-9615-57d23ef49f7c_1280x1280.png&quot;,&quot;belowTheFold&quot;:true,&quot;youtube_url&quot;:null,&quot;show_links&quot;:null,&quot;feed_url&quot;:null}"></div>]]></content:encoded></item><item><title><![CDATA[Land Your First Freelance Gig]]></title><description><![CDATA[How to take freelancing from an idea to a reality!]]></description><link>https://www.healthyrich.co/p/land-your-first-freelance-gig</link><guid isPermaLink="false">https://www.healthyrich.co/p/land-your-first-freelance-gig</guid><dc:creator><![CDATA[Dana Miranda]]></dc:creator><pubDate>Fri, 07 Oct 2022 11:25:57 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/7d129dbf-0867-4ae9-9e76-404faf02c330_2912x2096.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Welcome to Land Your First Freelance Gig, where I&#8217;m going to show you how to take freelancing from an idea to a reality!</p><p>In this course, I&#8217;ll walk you through each step to book your first business as a freelancer. In the last lesson, you&#8217;ll even get a pitch email template to help you plan and send your first pitch &#8212; so you have no excuses not to move forward!</p><p>This is a self-guided course, so you can revisit all of the lessons anytime in the <a href="https://www.healthyrich.co/s/classes">Classes</a> section of the site.</p><p><strong>Throughout this course, we&#8217;ll cover:</strong></p><ul><li><p>Name your niche</p></li><li><p>Polish your online presence</p></li><li><p>Ask for work </p></li></ul><p><strong>What you&#8217;ll get with each lesson:</strong></p><ul><li><p>A video lesson.</p></li><li><p>Your action step.</p></li><li><p>Worksheets!</p></li></ul>
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          <a href="https://www.healthyrich.co/p/land-your-first-freelance-gig">
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   ]]></content:encoded></item><item><title><![CDATA[How to Start Freelancing]]></title><description><![CDATA[You don't have to work the way you always have]]></description><link>https://www.healthyrich.co/p/how-to-start-freelancing</link><guid isPermaLink="false">https://www.healthyrich.co/p/how-to-start-freelancing</guid><dc:creator><![CDATA[Dana Miranda]]></dc:creator><pubDate>Fri, 30 Sep 2022 22:14:17 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/a6410693-8931-4045-97dd-dd57dcf9a6be_2912x2096.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Freelancing offers a different way to approach work that gives you autonomy, flexibility and access to opportunities traditional jobs don&#8217;t offer. In this session, you learn the exact steps to set yourself up financially, professionally and emotionally to start freelancing &#8212; whether you want a career change or a side gig to make a little extra money.</p><h2>We cover:</h2><ul><li><p>How freelancing and self-employment help you bust through barriers and bias in the traditional workforce.</p></li><li><p>The mindset that makes a successful freelancer.</p></li><li><p>Ways to make money freelancing in your chosen field.</p></li><li><p>Steps to prepare your finances and your lifestyle for the shift to freelancing.</p></li></ul><p><strong>Plus you get:</strong></p><ul><li><p>Case studies of successful freelancers.</p></li><li><p>A worksheet to design your personalized Exit-to-Freelance Plan.</p></li></ul><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://www.healthyrich.co/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">This Healthy Rich class is available to paid members only. Upgrade your subscription to get access!</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>Freelancing can be a freeing and empowering path for so many workers &#8212; but I know it can be tough to figure out where to start. It&#8217;s easy to get stuck in a job or life you hate because you feel like you don&#8217;t have other options.</p><p><strong>You always have other options.</strong></p><p>In this session, I show you how to add ease and joy to your life by designing the job or career that&#8217;s just right for you.</p><p>Whether you&#8217;re brand new to your industry or a seasoned pro, this class is the first step to strike out on your own!</p><h2>This class&nbsp;is perfect for you if you&#8217;re:</h2><ul><li><p>Interested in exploring a new craft (like writing, design or coding).</p></li><li><p>Well into your career but unhappy with your job.</p></li><li><p>Tired of working on someone else&#8217;s terms.</p></li><li><p>Looking for a way to make extra money.</p></li><li><p>Working full time and want to add a side gig.</p></li><li><p>Retired and want to earn extra money or explore a new skill.</p></li><li><p>Looking for a flexible way to earn money around caretaking responsibilities.</p></li><li><p>Ready for a career transition.</p></li></ul>
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